Do you have an updated home inventory?

Prepare for the unexpected

If your home was damaged by fire, or a burglar made off with your valuables, would you remember the details of your possessions? If asked, could you recall your TV’s screen size and brand name? How about your camera or video camera? Do you remember when and where you bought these items and how much they cost?

If your property is stolen or destroyed, your insurance company will ask you to provide a record it. Without a home inventory, important details are sure to escape you. Add the trauma and stress a major loss can cause, and inevitably, you’ll forget items. Save yourself time, money and frustration by planning ahead and start completing a property inventory today!

A complete home inventory contains:

• A list of all your items with pertinent facts and descriptions
• Copies of receipts for your most valuable objects
• Warranty information for high valued items
• Detailed color photographs of your home and its contents
• Current appraisals  

A complete home inventory will help you:

• Provide your insurance company with a complete list of your household goods and personal belongings so you’re sure to receive compensation for everything your policy covers.
• Promptly file a complete claim that can be settled quickly and accurately.
• Confirm that you have adequate coverage for your belongings.
• Determine which items were stolen and identify recovered property after a burglary.
• Provide a record of serial and model numbers for easy identification of your items.
• Provide a receipt from the original place of purchase.
• Verify any parts of your loss that you may write off on your federal income taxes.

Completing a home inventory is easy if you break it down and tackle a different room of your home each week until all of your property is recorded. Start with recording your high-valued items first, such as jewelry, silverware, special collections, antiques, paintings and artwork. Then list furniture, electronics like audio and video components and computer equipment. Remember to include clothing, draperies, wall hangings, rugs, CDs, DVDs, tapes, pots and pans, linens, tools, lamps and other items that weren't included in the purchase of your home. Be sure to open drawers, cupboards closets, toolboxes, china cabinets and storage bins and record their contents as well.

How is this different than software I can download for free?

Some of the home inventory software you can download for free these days is very well designed and easy to use, but, there's one major flaw.  The software is installed on a computer in your home or office, your inventory is completed, and it is saved.  In the case of a fire, natural disaster or even a burglary, your computer could be the first thing you lose, and your inventory is gone with it.

Our free property inventory system is web based, meaning, there is no software to install, there is no adware or spyware to deal with, there is no need to worry about backups, no need for a safe deposit box, and it is not kept in the same location as the items you are trying to protect. 

Think about this for a minute...

You finish dinner and decide to take your family to see a movie. You return home a few hours later to see your house surrounded by fire trucks.  Everything you own is either damaged by fire, smoke or water, including the computer your home inventory was stored on. Now what?

When you use our online property inventory system, that won't be a problem.  Assuming everything you own was lost in the fire, you would most likely be spending that night in a hotel or with a friend, and chances are, that hotel or friend would have internet access.  Knowing that you can access your PropertyInventory.com account from any computer in the world that has internet access, you could simply go online and print home inventory reports by the time you talk to your insurance agent the next morning.  Instantly, a life changing tragedy just got a little easier to deal with.

"It won't happen to me!" "I know I should do it, but I'll do it later." No one plans on fire or theft, but it can happen to anyone, anytime. Trying to recall or prove your home inventory after an incident could be very costly. According to the Insurance Information Institute,"The more documentation you have regarding your possessions, the better your insurance company will be able to handle your claim...Your claim will be processed more rapidly than otherwise and you're more likely to collect in full."

A Picture is Worth a Thousand Words...

Insurance companies generally try to be helpful and co-operative in paying a claim, but they do not come to you with a blank check. Your responsibility is to prove what you say you lost and having a home inventory of these items will certainly help to process the claim faster and can be used to identify those items when they are found in the case of theft.

All insurance companies will want you to prepare an inventory of your property and provide records and documents of your lost property, including bills and receipts that justify the figures for your claim. Our free property inventory system makes it easy for you to record documentation that will be very strong evidence to support your claim.

Dealing with the results of a fire of theft in your home can be a very emotional time. The stress of recovering what you lost can be a nightmare. The mission of PropertyInventory.com is to be the "keystone" between a homeowner and the insurance company, police departments, banks and estate planners.

We often wonder how many people have cherished missing property just sitting in the evidence room of police departments because no one claimed those items or they couldn't identify the owner. Have you ever tried to explain exactly what your ring looks like or that special painting, your collection of dolls, family heirlooms, china, etc.? Having a color photos available in your home inventory to give to police will help keep your cherished possessions out of that evidence locker and back in your home where it belongs. Let PropertyInventory.com take your worry away.

Start your Property Inventory today!

Every day you put off taking a home inventory is another day disaster can strike, leaving you with nothing.

Signing up for a free account only takes a few minutes, then you're ready to begin!

Click here to get started!